| 2.貸款試算 購屋族可以輕鬆透過以下簡表，幫助您概略估算房屋貸款的每月還款金額。例如，購屋族借款 500 萬元，假設利率水準約為 3% ，適用 20 年攤還方式計算，則每月固定支付房屋貸款為 5,546*5=27,730 元。
房屋貸款每百萬元每月固定支付金額
年利率 / 年期 |
1 |
5 |
10 |
20 |
30 |
2.00% |
84,239 |
17,528 |
9,201 |
5,059 |
3,696 |
2.25% |
84,352 |
17,637 |
9,314 |
5,178 |
3,822 |
2.50% |
84,466 |
17,747 |
9,427 |
5,299 |
3,951 |
2.75% |
84,580 |
17,858 |
9,541 |
5,422 |
4,082 |
3.00% |
84,694 |
17,969 |
9,656 |
5,546 |
4,216 |
3.25% |
84,808 |
18,080 |
9,772 |
5,672 |
4,352 |
3.50% |
84,922 |
18,192 |
9,889 |
5,800 |
4,490 |
3.75% |
85,036 |
18,304 |
10,006 |
5,929 |
4,631 |
4.00% |
85,150 |
18,417 |
10,125 |
6,060 |
4,774 |
4.25% |
85,265 |
18,530 |
10,244 |
6,193 |
4,920 |
4.50% |
85,397 |
18.643 |
10,364 |
6,326 |
5,067 |
4.75% |
85,493 |
18,758 |
10,485 |
4,463 |
5,217 |
5.00% |
85,607 |
18,871 |
10,607 |
6,600 |
5,368 |
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